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The Dental Expense Plan is a traditional indemnity plan that allows you to obtain services from any dentist. After you satisfy the $50 annual deductible (the deductible applies to non-preventive services only), you are reimbursed a percentage of the reasonable and customary charges for the services that are covered under the Dental Expense Plan. This plan is administered under a contract between the State Health Benefits Commission (SHBC) and Aetna Life Insurance Company (Aetna).

• Aetna Website:  
• Phone Number: 1-877-238-6200

Note: Dental Expense does not send out dental cards. If you have to have a card, you will need to create an account on the Aetna .

The Dental Plan Organizations (DPOs) are companies that contract with a network of providers for dental services. There are several DPOs participating in the SHBP Employee Dental Plans from which you may choose. You must use providers participating with the DPO you select to receive coverage. Be sure you confirm that the dentist or dental facility you select is taking new patients and participates with the SHBP Employee Dental Plans, since DPOs also service other organizations.

Available DPO Plans:

• Aetna DMO
  • Group #812311
  • Phone Number: 1-800-843-3661
• CIGNA Dental Health Inc.
  • Group #10052485
  • Phone Number: 1-800-564-7642
• Horizon Dental Choice
  •  
  • Phone Number: 1-800-433-6825
• MetLife HMO
  • Group #385518
  • Phone Number: 1-866-880-2984
  • Note: When searching for a MetLife dental provider on their website, select Dental HMO/Managed Care as the Network Type and NJ SHBP/SEHBP Actives as the Plan Type.